And a small rant: NO, people can't steal your idenitity just because they have your IP address, assuming you use reasonably modern hardware, software and devices from your ISP. Also, your IP doesn't give out your exact address, which is anyway just a click away on WhitePages. Stop paying for a VPN service to "hide your IP" or "protect your address", you're just wasting your time and money and getting a bad connection in the process.
With regards to streaming services, they figure out usage of VPNs via a curated blocklist. You can set up a VPN to a residential IP yourself to get a consistent and undetectable VPN that should also work on banking/government/streaming websites.